How Does It Work?

Getting a loan with SpectraFinance is quick, easy, and transparent

21 years of age or older

Namibian ID or Passport

Latest 3 months bank statements stamped by the bank

Latest Payslip stamped by the employer

Be formally employed

You can apply online from the comfort of your own home or workplace:

Visit your nearest branch:

If your loan is approved, the money will be transferred into your bank account.

We will run a debit order on your bank account. Easy, fast, hassle free.

You can pay at your nearest branch by swiping your bank card and providing us with your Loan Reference number.

You can pay directly into our bank account and provide us with the proof of payment and your Loan Reference number.

Calculate your loan amount and apply today!